How Does Buying Structured Settlements Actually Work?

The Birth of Structured Settlements

Structured settlements gained prominence in the late 20th century as a more humane way to compensate injury victims. The idea was simple: instead of one large payment, which can quickly dwindle, recipients receive a series of smaller, tax-free payments. This safety net has opportunities that few were aware of. But there’s a twist that few predict…

Backed by the Periodic Payment Settlement Act of 1982, these were a product of carefully crafted laws designed to protect recipients. By spacing out payments, the risk of mismanagement lowered significantly. Yet, ironically, the desire for liquidity often pushes people to seek lump sums regardless of these benefits.

What if the option to sell wasn’t just a loophole but a cornerstone of financial flexibility? The truth is, you could bypass traditional constraints. But there’s still another revelation waiting…

Over time, the secondary market for structured settlements blossomed, breeding a roster of companies eager to buy settlements. Each promises quick cash to those tired of waiting. But there’s one more twist that might just surprise you…